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零点看书吧 > 玄幻小说 > 修真界旅游日常之度日如年 > 正文 第81章 消费式理财

正文 第81章 消费式理财(第2页/共4页)

历让我有些无法想象,因为这些只有在小说电视上才会出现的,我也知道这种事就算在我们高度文明的世界,也会存在于某个黑暗的角落,何况是这样的世界里呢?即便如此,我还是有些愧疚,愧疚自己来的不够早,再早来二十天我应该就能帮到她了!

但缘分这东西说不准,也许早来二十天却遇不到她呢?所以生活一定要向前看,不要总是懊悔过去,与其悔不当初,不如重新开始!

这里我就想给后辈们一些我的人生看法,如果处在迷茫期的你可以看看,是否对你有帮助,也就几句话而已!

人这一辈子也就百年不足,往往却有很多人把时间都浪费了,包括我自己!在我还没开始写小说的时候,我和很多网瘾少年一样,除了打游戏啥也不想做,读书时候除了上课就只会玩手机,工作了除了上班就是打游戏,几年后发现自己什么都不是,什么都没有,钱全氪金了攒不住,花钱也是大手大脚的,看着身边的人要房有房,要车有车,心中后悔不已!

可后悔没用,经过深思熟虑我发现我是那种钱有多少用多少的人,没钱了也就不会用,后来和家人一商量,在父母的帮助下,买了房子,这里我不是给资本打广告,而是以我的情况来给你们说一下,我的另一只存钱方式——消费式存钱!

一提到贷款买房很多人都会觉得那是给资本当奴隶,这话没错,资本确实不会再乎你的死活,它只在乎你口袋里有没有钱!所以很多人一提到买房,特别是那些想买又很犹豫的人,买房很费钱,去哪里办个事都要花钱,而且房贷从开始到全部还清,无论你按揭多少年,你的利息绝对比最低首付多!

还有买房了却没钱装修的问题,很多过来人估计都被嘲笑过,说你有钱买房没钱住,没事去差那么多债干嘛?存着它不香吗?

说实话存着它肯定香啊!可问题就是存不住,所以才考虑把钱投资买房,车不会升值但房子会,就全国防疫那年房价不降反而升来说,投资买房不说赚也肯定不会亏!

在网上我也和其他人辩解过,买房和租房的区别,两者不能在短时间内比较,如果你按十年贷款期限来算,中间不出意外的话,十年后买房的人就可以住自己的房子,而租房子的依旧什么都没有,钱却都进了有房子的人手里,与其这样那还不如年轻的时候苦一点累一点,把钱给房贷呢!(个人想法)

有时候做事情不要太在意别人的眼光,别人都只会看你的笑话,他不会帮你的,一切还得靠自己去思考和验证!我为什么宁愿没钱娶老婆也要贷款供房(车不算,那玩意只会掉价),因为我算过按一百平米的来算,哪怕一年只长一百块钱,一年你的房子也能长一万块!

当然我的建议只适合像我一样攒不住钱的,那些能攒住钱的完全没必要,因为你们几年后也能存下不少,我的这种想法只是针对和我一样自律性 『加入书签,方便阅读』
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