正文 第九十三章 要是李世民肯定能懂我(第2页/共3页)
想要兴旺,你觉得最基本的是什么?”
“自然是国家强大,拥有能保家护国的部队。”
“这不就对了,想要拥有这个目的的前提,得拥有发达的经济,如果连经济都起不来,又岂会变得更强大?所以当务之急就是应该先把大唐的经济搞起来,提升整体民众的消费能力,一来税收自然也就多了,税收多了,自然也就能培养自己的部队了。”
“而我刚刚提出来的这种特殊的钱庄,就能把大唐的经济发生迅速的扭转。”
“老李,我也知道你是个商人,你的目光看不到这么长远,可如果是当今圣上,他必定能看透这一切。”
李长安对李世民似乎有巨大的信心。
但如此一顶高帽套下来,瞬间让李世民脸色变得复杂无比。
为了缓解尴尬,魏征连忙开口:“小掌柜,就算你说的没错,但是开这么一个钱庄也不一定能把经济搞起来呀,所谓的把经济搞起来,就是整体提升百姓的消费能力,就如你所说的,就算我们真把这利息给发出去,这些小百姓也未必能提升消费能力。”
“这才是我要说的重点,开钱庄最大的主要不是这利息,这利息只不过是用来吸引顾客的手段而且,集中百姓的财富,然后咱们再把这钱借出去,当然,这钱也不是白白借出去的,借出去咱们也得收回相应的利息,这些利息肯定得给存放的利息要高。”
“这么多的银子,整天流通也很不安全,很容易就会发生一些特别的事,所以当你百姓把钱存到咱们钱庄的时候,咱们就得给他开上一张票据,这张票据就是以钱币的方式在市面上流通。”
“也就是说,他们拿着这张票可以来咱们钱庄取钱,需要多少就取多少,同时也可以把这张票去拿去各个地方换取物资,如此一来,不仅解决了这大规模的现金流动,同时咱们也能把这些财富聚集在一起。”
“要说把经济搞起来,那就更不用说了,这个钱庄的存在刚好可以推动大唐的经济发展,你们都是商人,你们应该都知道,很多人在资金缺乏的时候,不能把他们的产业做大,如此一来就限制了他们的发展,如果这个时候有人愿意把钱借给他们的事业就能得到发展了。”
“要知道做生意这玩意收益肯定比利息要高的多了,等他们赚到钱,连本带利的把钱还给咱们钱庄,如此一来,国库不就不用亏钱了?”
“我现在就考考你们几个这样做一来不用亏钱还能赚钱,二来还有什么作用?”
如此一个问题,瞬间把长孙无忌和魏征等人给考倒了,没点脑袋的人还真想不到。
李世民皱着眉头在苦思冥想,魏征和长孙无忌同样如此,程咬金那就更不用
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