正文 第五十六章 大明中央银行(第1页/共3页)
一贯大明宝钞从价值一千文到价值一文，千倍贬值，可以说是触目惊心。
造成宝钞急速贬值，甚至都可以当手纸丢城东厕所备用的地步，最大的罪魁是老朱家的皇帝们。
当然，祸首是大明皇帝朱元璋……
洪武八年，老朱见宝钞没几个人用，一生气，禁了白银流通。洪武二十七年，老朱又看到百姓做小本买卖不用宝钞，说找不开，直接定制了小面额宝钞，连铜钱也一并禁了……
现在好了，小面额、大面额都有了，你们总没理由不用了吧？
那什么，记得把家里猪圈里、床底下藏着金子、白银、铜钱都拿出来给官府，我们给你兑换宝钞。
通过“乾坤大挪移”，无数宝钞进入民间，无数金银铜进入朝廷与皇室手中。
可老朱没学过经济学，只知道印钞很爽，没钱了就印，印它个几百万，几千万那都不是事，可百姓也不傻，一开始一贯钞还能买三百斤粮食，这才过了几年，还是一贯钞，连五十斤粮食都买不到了，这不是坑人吗？
朝廷禁银、铜交易，但随着宝钞贬值，民间偷偷用银钱交易是常态，有些地方害怕被抓到惩罚，干脆背着粮食买布帛，抱着布帛换粮食，退回了以物易物的时代。
朱厚照看着户部尚书孙交，问出了一个核心问题：“《大明律》中，可有明文规定，禁银钱交易？”
孙交摇了摇头：“陛下，禁银钱交易虽未写入《大明律》，可也是历来传统，如太祖时，诏令‘禁民间不得以金、银、物货交易，违者治其罪’；永乐朝，诏令‘自今有犯交易银两者之禁，免死徙家兴州屯戍’……”
这些都是皇帝昭告天下的文书，虽然不在大明律，可比大明律管用，优先级更高，犯了事，保证按诏书标准给判决。到了朱瞻基时，这家伙已经有掀桌子的意思了，用的是“我有万倍惩罚”的招式，谁敢用银子做买卖，用一两，罚一万两……
朱厚照听着孙交的解释，叹道：“孙尚书，你认为现行的大明宝钞为何行不通了，百姓为何不用宝钞，是因为规矩不明，惩罚不够吗？”
孙交肃然道：“是因为宝钞不立。”
朱厚照凝眸问道：“既然你知道宝钞不立，那你想要奏报的是？”
孙交跪了下来，毅然决然地喊道：“陛下，臣想请旨，解除银钱之禁！”
“解除？”
朱厚照皱眉。
孙交见朱厚照如此神情，心头一沉。
自大明推宝钞以来，只有明英宗
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